Microsoft's decision to retire the ribbon-based App Skills entry points in Excel and fold their functionality into Copilot Chat and Agent Mode marks the most conspicuous shift yet in Microsoft’s in‑app Copilot strategy — and it has left a subset of power users with concrete functional gaps and...
AI personal‑finance assistants are no longer curiosities — they are practical tools that can speed up budgeting, summarize dense plan documents, and automate spreadsheet work, but choosing the right one requires matching capabilities to where your data lives, how much auditability you need, and...