I did a refresh/restore type thing on my computer and Windows said "You will not lose any files by doing this. You will however, have to re-install your programs." That was totally fine by me.
The only thing is I DID lose some files that were within program files.
For example I lost all the...
data loss
file backup
file management
file recovery
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lostprojects
operating system
program files
refresh
restore
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sony vegas
system recovery
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windows 8
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