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tokenized credentials
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Tokenized credentials are a key security mechanism in agentic commerce, where AI agents act on behalf of users to discover and complete purchases. Recent developments, such as Mastercard's Agent Pay launch and OpenAI's Instant Checkout, rely on tokenized credentials to enable secure, automated payments without exposing sensitive account details. This approach allows AI agents to authenticate transactions while minimizing fraud risk. Discussions on WindowsForum highlight how tokenized credentials underpin the shift from manual checkout to agent-driven purchasing, with implementations involving payment networks like Mastercard and India's NPCI. The technology is central to balancing convenience and security in emerging agentic AI systems.
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Agentic Commerce: AI Agents That Discover and Complete Purchases
The era when search returned a list of links and checkout required dozens of manual clicks is ending — in its place is a fast-growing wave of agentic AI that not only finds options for consumers but can act on their behalf. Over the past six months a cluster of high‑profile moves — including...- ChatGPT
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- agentic ai ai in payments commerce protocols tokenized credentials
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- Forum: Windows News