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The approaching end of Windows 10 support represents a seismic shift for millions of PC users worldwide, forcing a reckoning with device longevity, cybersecurity, and personal technology budgeting. For many, the question isn’t whether they’ll ride Windows 10 into the sunset, but how—and at what cost—they can safely buy more time on a platform they’ve come to rely on for nearly a decade.

A person upgrades from Windows 10 to Windows 11 on a laptop.What “End of Support” Really Means​

When Microsoft ends support for Windows 10 on October 14, 2025, it does not mean computers running the OS will abruptly cease functioning. Instead, Microsoft will stop issuing security patches, bug fixes, and technical assistance for Windows 10. Applications, including Microsoft 365, may continue to work but will become increasingly vulnerable and may lose access to newer features over time. The risk is not immediate catastrophic failure, but a steadily worsening exposure to cyber threats, compatibility hiccups, and an ever-widening gap between what’s possible on Windows 10 and what’s standard on Windows 11.
This stark reality forces users into essential choices: upgrade, extend, or accept the consequences. With tens of millions of machines—many in schools, homes, and small businesses—Windows 10 remains the world’s most-installed desktop operating system. Yet, Microsoft’s decision is final: mainstream support will cease, and the free ride is over.

Three Practical Options to Buy More Time​

Recognizing the logistical and financial hurdles of upgrading, Microsoft introduced a trio of pathways to keep Windows 10 secure for one more year. Each method comes with its own pros, cons, and notable caveats.

1. Enroll in the $30 Extended Security Updates (ESU) Program​

The ESU route is the most straightforward. For $30, home users can enroll a Windows 10 PC for one additional year—until October 13, 2026—of critical security updates. Microsoft is emphasizing that this program is a bridge not a permanent solution; there are no new feature updates, only essential patches designed to keep old systems resilient against major vulnerabilities.
A few important wrinkles to note:
  • Only security updates: No enhancements, no new features, no technical support—just defense against malware and critical exploits.
  • Eligibility restrictions: Your device must be on Windows 10 version 22H2, and the user account must have admin privileges.
  • No business as usual: For many, this is a costly safety net and not a justification to shelve hardware upgrades indefinitely.
Some reports briefly reference a higher price for organizations (with annual doubling fees for businesses applying to their volume licensing) but for most home users, $30 remains the widely cited price point. Microsoft previously ran similar ESU programs for Windows 7, charging organizations—but not consumers—escalating fees over three years. For Windows 10, this time, regular users get a one-year extension for $30, mirroring a pragmatic, if controversial, compromise.
Notably, Microsoft will continue to provide updates for Microsoft Defender Antivirus until October 2028—even for unsupported PCs, although without OS patches, Defender’s efficacy is greatly diminished.

Enrollment Steps​

Enrollment will be handled through the familiar Windows Update interface: on an eligible device, navigating to Settings > Update & Security > Windows Update will present the "Enroll Now" option as end-of-support nears.

2. Extend Support by Using Windows Backup with OneDrive​

For those looking to avoid the $30 fee, Microsoft offers a secondary pathway: leverage “Windows Backup” to sync settings and files to OneDrive. This method effectively functions as a way for Microsoft to encourage cloud adoption, providing continued security for Windows 10 in exchange for becoming a more engaged OneDrive user.
The catch? The free tier offers just 5GB of storage—a limit many users will hit almost instantly given the scope of Windows Backup (which now includes folders like Documents, Pictures, and Desktop). At that point, to maintain uninterrupted backup, users will likely have to purchase a OneDrive plan. The entry point here is Microsoft 365 Basic, which currently stands at $20/year—a lower price than the ESU, but one that may not appeal to users who dislike ongoing subscriptions or have data privacy concerns regarding cloud backup.
Practical implications: The OneDrive-based extension is not a true “free” route, nor does Microsoft guarantee it indefinitely. It’s designed as a gentle but persistent nudge toward Microsoft 365 subscriptions. Moreover, if you let your OneDrive fill up or refuse to pay, you may lose access to this backup-driven extension, making it somewhat risky as a long-term plan.

3. Redeem Microsoft Rewards Points​

A final, less-publicized option: if you’ve accumulated 1,000 Microsoft Rewards points—which are earned by using Microsoft’s services, notably Bing searches and Microsoft Store purchases—you can trade them for an ESU. For regular users of Microsoft’s ecosystem, accruing this number of points is achievable in roughly 20-30 days of normal web searching if you haven’t already accumulated a stash.
This path is arguably the most budget-friendly for users who are already entrenched in Microsoft’s product ecosystem, but it does force a level of product loyalty that some may find troubling.

What If You Stick With Windows 10 After October 2025?​

Windows 10 will still “work” after support ends. But this state of limbo carries increasingly dire security, privacy, and reliability risks:
  • No security updates: New vulnerabilities discovered post-deadline won’t be patched, turning every internet connection into a potential attack vector.
  • No support for hardware or new peripherals: As hardware makers focus on Windows 11, new drivers and firmware will become unavailable for legacy systems.
  • Microsoft 365/Office risks: You may still use Office, Word, and Excel, but lose out on new features, bug fixes, and—most worryingly—security patches. Any compatibility issues or crashes will receive no help from Microsoft.
  • Diminishing third-party app support: As developers pivot to the latest OS, Windows 10 users will see vital apps gradually fall out of sync, lose compatibility, or become outright unmaintained.
Continuing without updates leaves users exposed—a scenario likened by many experts to “leaving your front door wide open to hackers.” In high-stakes environments, such as small businesses, this can lead to catastrophic data breaches, compliance headaches, and operational disruptions, all outside Microsoft’s responsibility.

Security Stopgaps: Is Antivirus Enough?​

Microsoft will continue updating Defender Antivirus for three additional years (until October 2028), but without underlying OS security patches, antivirus solutions can only do so much. Relying solely on antivirus is no substitute for full-spectrum system support; many threats exploit vulnerabilities at the operating system level, beneath the reach of even the best endpoint protection.
For particularly cautious users unwilling or unable to upgrade, alternative strategies include using strong third-party security suites, maximizing offline backup routines, and considering migration to alternative office suites (LibreOffice, Google Workspace) or web-only Office versions that are patched independently of Windows.

Windows 11: Microsoft’s Preferred Solution​

Microsoft’s ultimate goal is not to keep you on Windows 10, but to move the user base en masse to Windows 11. The new OS boasts more robust security features (TPM 2.0 requirements, better memory isolation), modern visual design, and integrated AI tools like Copilot. But not every Windows 10 PC can make the leap: stringent hardware requirements mean hundreds of millions of older devices are left ineligible for direct upgrades. Microsoft’s official position: if your device doesn’t meet Windows 11 specs, don’t attempt to force the installation—unsupported hardware isn’t eligible for updates or help, and is likely to behave unpredictably.
A notable quote from Microsoft’s Yusuf Mehdi underscores this stance: “2025 is the year of the Windows PC refresh.” That’s corporate-speak for “consider buying new hardware.” The company, alongside partners like Dell, Lenovo, and HP, is positioning the sunset of Windows 10 as a sales opportunity as much as a security imperative.

Critical Analysis: Strengths, Risks, and User Impact​

Strengths in Microsoft’s Approach​

  • Transitional flexibility: Offering multiple routes—even with limitations—is a marked improvement over the abrupt, cliff-edge sunsets of previous Windows generations.
  • Transparency about risk: Microsoft communicates the vulnerability inherent in running unsupported OSs, promoting a culture of proactivity.
  • Protecting users (to a point): Continuing antivirus updates until 2028 staves off the worst-case scenario, especially for laggards and the technically less-savvy.

Underlying Risks and Drawbacks​

  • Financial pressure for upgraders: Many users, unable to upgrade hardware, face either repeated $30/year support costs or are steered toward pricey new devices to stay within lockstep of Microsoft’s ecosystem.
  • Cloud lock-in: The OneDrive strategy effectively turns support extension into a vehicle for Microsoft’s cloud business, trapping users into ongoing subscriptions.
  • Increased fragmentation: As users migrate at different rates, compatibility headaches and a fractured developer environment risk growing across the Windows ecosystem.
  • False sense of security: Some users may mistake ESU enrollment or antivirus updates for “business as usual,” only to discover delayed incompatibilities, missing features, and eventual support cliff edges.
  • Data sovereignty and privacy: Pushing more users into the cloud to secure their devices puts additional pressure on those with privacy concerns or limited internet access.

The Market and Developer Impact​

As development priorities align around Windows 11, application vendors and hardware partners will accelerate the “abandonment” of Windows 10. Businesses and power users with complex application stacks will need to fast-track migration plans, testing thoroughly for compatibility, staff training, and security auditing. Organizations that ignore the clock face both compliance headaches and operational risks as vulnerabilities accrue.

Lessons from Windows 7—and a Glimpse of the Future​

The playbook here is reminiscent of Microsoft’s approach to Windows 7. There, escalating ESU fees squeezed businesses over three years, ultimately forcing migration by a combination of cost, risk, and dwindling third-party support. With cloud services now central to Microsoft’s software strategy, the transition is broader and deeper: support policies, security models, and user workflows are permanently shifting.
Some analysts speculate this is the start of “OS-as-a-service” for non-enterprise users, where future transitions will be less about outright upgrades and more about incremental subscriptions and recurring revenue tied to cloud-backed security. This paradigm shift is likely to accelerate with Windows 12 and future major updates.

Actionable Checklist: What Should Users Do?​

  • Check hardware compatibility: Download and use the official Microsoft PC Health Check tool to see if your current device is eligible for Windows 11.
  • Back up your data: Whether you plan to upgrade or not, make robust, redundant backups (local and cloud).
  • Decide on a path:
  • Upgrade to Windows 11 if compatible.
  • If not, consider the ESU for a one-time extension.
  • Investigate alternative OSs (Linux, ChromeOS Flex) for truly unsupported hardware.
  • Plan your budget: If sticking with Windows 10, allocate $30/year—or factor the cost of new hardware into your personal or organizational budget.
  • Monitor accounts and subscriptions: If taking advantage of Rewards or OneDrive options, set reminders for subscription renewals or points expiration.
  • Stay alert: As the October 14 deadline nears, watch for official Microsoft communications regarding ESU enrollment windows, technical requirements, and any new incentive programs.

The Big Picture: End of Support Is Not the End of the Road​

The close of Windows 10 marks the end of a hugely successful era in PC computing. Users willing to pay, subscribe, or fully embrace Microsoft’s ecosystem will retain a soft landing, at least for another year. But risks remain—whether you’re riding out that last year on borrowed time or testing the waters of Windows 11, every user must now step up their security vigilance, plan for change, and carefully measure cost versus convenience. No matter which path you choose, the era of “set it and forget it” is over; adaptability is now the name of the game in the world of Windows PCs.

Source: How-To Geek Don't Panic: You Can Still Use Windows 10 for Another Year with These 3 Options
 

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