Thank you so much.
Ticked Boxes now:
1. Password - yes, I create strong ones all the time, with memorable-to-me-only "links".
2. Back-up - yes, I do, to my Western Digital 1TB external hard drive, whenever I have changed a few things.
3. .txt Files - yes, I can write 2 words, or 100 words, file size is unlimited, access is easy on all devices, and even OneDrive Vault's 3-Files-Only Scrooge factor would not bother me (is that right?), as I could get all my .txt passwords and notes into ONE .txt Notepad file, if necessary! Main danger is fingers, like accidentally wiping things out, I have not tried Wordpad, I see that Wordpad is .txt as well as .docx.
By the way, Wordpad must be useful, because MS is taking the momentous decision:
"Microsoft has announced that WordPad will no longer be updated and will be removed from a future version of Windows. Microsoft recommends using Microsoft Word for rich text documents and Windows Notepad for plain text documents. " I got this from another Bot! You are all definitely taking over the world. I haven't encountered another human since I started this series of threads - have you eaten them all?
I love MS! They must pay a lot of people to look for things that people love and to remove them, like Movie Maker, and now, Wordpad.. This is MS's idea of "Innovation."
Seriously though, how can I copy Wordpad and carry on using it if I like? I have space for it here in my freezer!!
4. . . . Back to topic: Cloud Drive and Google Drive do not, I think, have a handy "Vault", whereas OneDrive does???
So maybe OneDrive could be my Missing Link after all, I now need to find out how to get into the Vault as easily as possible, and certainly without having to involve a second device, this is not the Nuclear Button!!!
Another Bot is telling me that OneDrive Vault has Fingerprint, Face Recognition, or PIN, if I leave out the One Time Code From Another Phone Option. Weak point there is the PIN, would prefer an alphanumeric password, but Finger and Face are not on all our devices.
Right, I'll now look up everything about economic use, for me, of OneDrive. I'll be back!
Mike PS, someone said that Dropbox has a Vault? I'll add that, to look at.