* I'm using adsl2+ directly connected to the laptop or pc by ethernet cable. i don't plan on using wi-fi 1. Out of those, which is best suited for online banking? Basically which had the least and which will provide more protection for banking online? 2. If i buy an laptop or pc from the computer retailer, a) Is it best to buy pc system that comes from the store or buy separate parts? I mean if i buy a pc system from here: Orange IT - Desktop PC system » Desktop Computer » HP Pro 3300 SFF i3-2100 4G 1T Win 7 Pro How do i know that system will be safe? 3. How secure is the laptops you buy from a computer retailer such as MSY? MSY Online MSY Online MSY Online 4. If i choose to buy a laptop, do i need to format the laptops hdd and reinstall windows just to be safe?