not so far.
On boot up there are 3 accounts ... Guest, Rick & Gill
Jack is administrator.
In users and groups only these are listed.
In C:\users ... there is Jack, Jill, and "Jack.jack.home-pc" each with a 'lock symbol
There is also Public & default (hidden)
All of my files are going into "Rick.Rick-home-pc"
If I go into Gill, or Public I see standard folder structure .... if I go into "Rick" it is empty.
All programs are by default putting things (i,e saved mail, doc, bookmarks) into C:\users\Jack.Jack-home-pc