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For users and organizations still running Windows 10, the looming October 2025 end-of-support deadline marks a fork in the road that is shaping up to be one of the most significant transitions in the history of the Windows platform. Yet, amidst growing concern about what exactly happens to the average user's productivity and security after this cutoff, Microsoft made a nuanced and potentially pivotal announcement: Microsoft 365 (M365) apps on Windows 10 will continue to receive security updates for three additional years, extending support until 2028. This commitment redefines the upgrade roadmap, raises critical questions about digital safety and software reliability, and carries broad implications for enterprise planning and the broader PC ecosystem.

A computer in an office is surrounded by floating shield icons symbolizing cybersecurity protection.
The Windows 10 Endgame: What Microsoft’s New M365 Commitment Means​

Microsoft’s confirmation that it will provide security updates to its M365 apps—such as Word, Excel, PowerPoint, and Outlook—on Windows 10 systems until 2028 is a rare exception in a tech world increasingly driven by forced obsolescence. The company states, "To help maintain security while you transition to Windows 11, Microsoft will continue providing security updates for Microsoft 365 Apps on Windows 10 for three years after Windows 10 reaches end of support." This policy, directly sourced from Microsoft's own lifecycle documentation and subsequently corroborated by industry coverage, is designed to ease the migration burden for businesses and individual users facing technical or financial obstacles in moving to Windows 11.
But before hailing this extension as a blanket reprieve for all Windows 10 users, it’s essential to scrutinize the exact contours of Microsoft's pledge, the explicit limitations it imposes, and the risks stakeholders will continue to face.

Three Years of M365 Security… With Strings Attached​

Under the new arrangement, only security updates will be provided. Crucially, these updates cover just the Microsoft 365 apps themselves—not the underlying Windows 10 operating system, which will remain unsupported past October 14, 2025. This distinction is critical. Once Windows 10 enters its so-called “end of support” state, Microsoft will cease to deliver operating system security patches, non-security updates, or free technical support to Windows 10 customers under standard licensing.
From October 2025 onwards:
  • Bug reports and feature requests for issues exclusive to Windows 10 will not be accepted.
  • Only customers with a valid M365 subscription will be eligible for support.
  • If a problem is specific to Windows 10, support agents will recommend upgrading to Windows 11.
  • If upgrading is not possible, due to hardware compatibility or other constraints, Microsoft may provide general troubleshooting and workaround advice—but not code changes, bug fixes, or enhancements.
  • There will be no custom engineering work, hotfixes, or new feature development.
Microsoft’s explicit language points to one inconvenient truth: while the productivity suite will continue to receive security hardening, users persisting with Windows 10 will be operating in a kind of limbo. They’ll be “secure” only insofar as their apps are protected—any vulnerabilities that arise from the OS layer will remain a gap, and any application bugs tied to the aging OS will likely stagnate.

The Business Case: Why This Matters to Enterprises, SMBs, and Public Sector Users​

At a technical level, businesses typically face long upgrade cycles for endpoint devices—think embedded systems, medical equipment, classroom PCs, or point-of-sale terminals—and may be beholden to legacy infrastructure or regulatory testing requirements that make rapid OS migration infeasible. In such contexts, Microsoft’s M365 extension is a strategic concession. It allows IT teams to negotiate transitional windows, manage budgets, and avoid abrupt breaks in productivity. This is especially critical for organizations where Microsoft 365's core suite is a daily operational backbone and where sudden security exposure in productivity tools could invite costly breaches or compliance failures.
However, as Microsoft unambiguously notes, this is not carte blanche to ignore broader security risks. Without Windows 10 OS-level updates, businesses will be exposed to new threat vectors, whether through privilege escalation, outdated driver vulnerabilities, kernel exploits, or future side-channel attacks. The security risk is not merely theoretical: security researchers have demonstrated time and again that attackers often chain together vulnerabilities across different software layers, including those not directly patched by application-specific updates.

The Consumer Perspective: Market Share, Hardware Barriers, and Migration Headaches​

Despite the massive promotional push behind Windows 11, Windows 10 remains the world's most widely used desktop OS. According to Statcounter data from early 2025, Windows 10 still commands a 52.9% share of all Windows installs, compared to Windows 11’s 43.7%. That’s a staggering hundreds of millions of users globally, many of whom are on devices that do not meet Windows 11’s demanding hardware requirements—particularly its controversial need for TPM 2.0, Secure Boot, and more recent processors.
For consumers whose devices are technically frozen out of the Windows 11 ecosystem, the decision to purchase a new PC will no longer be simply about performance perks—it will be one of essential security and compatibility. According to research from Canalys, 2025 was always poised as a pivotal year for device upgrades. Inventory levels are expected to normalize, but global macroeconomic pressures, including inflation and tariffs resulting from ongoing trade disputes, could raise PC prices and put replacement systems out of reach for many households and small businesses.

The Cloud Shadow: M365, Subscription Models, and Platform Loyalty​

Microsoft 365’s subscription-based model gives Microsoft a lever for driving cloud adoption and recurrent revenue—and the company’s support strategy for Windows 10 M365 Apps appears to double as an incentive for sustained platform loyalty. Only customers with valid and active M365 subscriptions are eligible for the extended support period. This blend of carrot and stick serves to reduce friction for existing subscribers while building a commercial case for those still on standalone, perpetual-license versions of Office. Perpetual-license Office apps—such as Office 2016 or Office 2019—will not receive similar support exceptions on Windows 10 and are expected to face their own looming sunset dates.

Known Risks: Reliability, Performance, and the Security Mirage​

Even with continued security updates for Microsoft 365 apps themselves, both Microsoft and outside analysts warn of significant risks to businesses and consumers who elect to remain on Windows 10 post-2025:
  • Performance Degradation: App performance can deteriorate as legacy OS services and APIs fall out of sync with upstream codebases designed for Windows 11 and beyond. Microsoft warns of “potential performance and reliability issues” for M365 apps running on Windows 10 during the extended window.
  • Compatibility Gaps: New M365 features and integrations, while still being added to the apps running on Windows 11, may not be backported or may break entirely on Windows 10 due to OS-level incompatibilities.
  • Support Ambiguity: For any bug or failure that is ultimately tied to the underlying OS, users will hit a brick wall—no new bug reports, and no guarantee of a fix.
  • Increased Attack Surface: Security is not binary, and app-level protections cannot compensate for unpatched vulnerabilities in the OS or other third-party components.
In short, the “security” being offered is real but partial. Microsoft’s extension must be seen as a temporary mitigation measure rather than a robust long-term solution.

Industry Analyst Insights: Upgrade Timelines and Market Dynamics​

Industry analysts at Canalys and other research firms suggest that Microsoft’s timing is no coincidence. The PC supply chain—rattled by pandemic-era disruptions and still adjusting to geopolitical crosswinds—is only now returning to equilibrium. PC shipments posted a strong 9% year-over-year growth in early 2025, but full-year projections for the U.S. market suggest only a modest 2% increase. Principal Analyst Ishan Dutt points out that trade war-induced tariffs and higher hardware prices may actually deter or delay mass upgrades throughout the rest of the year. "Subsequent quarters this year are likely to see a slowdown as inventory levels normalize and customers face higher prices," Dutt notes.
For Microsoft, the slow but steady rise of Windows 11’s install base—now up to 43.7%—is evidence of gradual migration, but the continued dominance of Windows 10 reveals both the stickiness of hardware and the complexity of the broader Windows ecosystem.

Upgrade Pathways: What Options Do Users and Organizations Have?​

With the new policy in hand, what are the choices for users and organizations?

Pathway 1: Upgrade to Windows 11​

This remains Microsoft’s recommended option. Windows 11 brings with it a modernized UI, improved security architecture (notably with features like Virtualization-Based Security and stricter hardware baselines), and a future-proofed feature roadmap. For those whose hardware supports the required specs, the move minimizes long-term risk and maximizes compatibility.

Pathway 2: Remain on Windows 10 with M365 Apps (with Cautions)​

For users unable or unwilling to upgrade, the extended M365 security updates will provide a soft landing—but only temporarily. This path is viable only for those who can accept the increasing risk of compatibility issues and invest in additional controls, such as network isolation, endpoint protection, and robust incident response strategies.

Pathway 3: Seek Third-Party Support or Alternatives​

Some large enterprises or government institutions may pursue custom support arrangements, either through extended paid support programs or third-party patching vendors. Alternatively, organizations might explore moves to open-source or cross-platform productivity suites, although this route implies significant retraining and migration costs.

Pathway 4: Move to the Cloud or Virtualized Desktops​

For businesses with strict compliance demands or device constraints, virtual desktop infrastructure (VDI) and cloud PC models provide a way to de-risk physical hardware obsolescence. By running modern, secure OS instances in the cloud while using thin clients or older endpoints as access terminals, some organizations could sidestep some limitations of legacy hardware.

Regulatory and Compliance Implications​

Particularly in regulated sectors—such as healthcare, financial services, and government—running unsupported operating systems can lead to compliance failures, fines, and increased audit scrutiny. While the extended M365 app security may help mitigate data exfiltration from productivity tools, it does not address broader requirements for maintaining a secure and patched operating environment.
Microsoft’s strict policy that no bug reports or security issues unique to Windows 10 will be triaged means that any regulatory auditor could reasonably conclude the platform is out of compliance with most minimum-security baselines, such as those outlined in NIST 800-53, PCI DSS, or HIPAA.

Critical Analysis: Microsoft’s Strategy—User-Centric, Business-Savvy, or a Double-Edged Sword?​

On one hand, Microsoft’s offer to keep M365 apps secure on Windows 10 into 2028 provides real customer value. It prevents an abrupt loss of productivity for millions of users, particularly in sectors and regions where new device acquisition is slow, and it allows businesses to phase migration plans in a pragmatic way.
On the other hand, the limitations built into this policy—and the clear risk signals from Microsoft—make it evident that the company is balancing customer goodwill with a desire to nudge, rather than force, mass migration to Windows 11 and Microsoft’s cloud stack. For Microsoft, the partial reprieve acts as a bridge to a more consistent, cloud-first operating environment that aligns with its subscription-based business model.
Yet, for end users and IT managers, the central tension remains: the benefits of a supported, familiar productivity suite will be increasingly offset by the growing risk presented by an unpatched OS. The innovation cycle for Windows 10 has decisively ended, and the combined effect of no new features, bug fixes, or OS-level protections will compound over time. There is a real danger that organizations could misinterpret "supported apps" as "supported endpoint"—a misunderstanding that could leave critical gaps in their security posture.

Looking Forward: Preparing for a Post-Windows 10 World​

For those responsible for organizational IT—whether in large enterprises, small firms, schools, or public agencies—the next 36 months should be viewed as a runway, not a destination. Planning should proceed on two fronts:
  • Technical Migration: Audit hardware for Windows 11 compatibility, map out phased upgrade cycles, and prepare for data migration and retraining.
  • Risk Management: Implement compensating controls for any systems that must remain on Windows 10 during the M365 extension period. Invest in endpoint detection and response solutions, network segmentation, and rigorous backup strategies.
End users, meanwhile, should be aware of the limitations and risks: while your Office apps will remain secure for now, time is running out for the rest of your PC.

Conclusion​

Microsoft’s decision to provide a three-year security extension for Microsoft 365 apps on Windows 10 is both a welcome relief and a subtle warning. It acknowledges the realities of customer inertia, financial constraints, and hardware lifecycles, while making clear that the era of Windows 10 is drawing to a close. For most users, the move buys time—but not the luxury of complacency. Sooner or later, the window for secure, reliable use of Windows 10 will close for good, and the imperative to move—either to Windows 11 or to alternative platforms—will only intensify.
For now, the message is clear: enjoy the extra runway, but prepare for takeoff. The future of Windows is moving forward, and staying safe means keeping up.

Source: inkl Microsoft pledges to keep Windows 10 M365 apps secure into 2028
 

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