Got it!
Thanks Randy, I appreciate your help. After a bit more research, it seems as if the Buffalo Terastations have an issue with Vista and 7 security protocols. I had to download a registry patch from Buffalo that actually lowers 7's security to a level of XP...or at least to my layman's understanding. No matter how I entered username/password, it would continue to require it. Now with the patch, one login and I'm golden. Another lesson learned. Again, I appreciate your time.
JC