Mike
When you set up your plan look for the option to pay yearly.
It does't show up until you get into the registration process, but it's there.
Then you only pay $29.50 automatically renewed once a year.
That's $2.46 a month.
For that fee I can call any phone in the United States and Canada, including Hawaii and Alaska totally for free and talk as long as I want.
My wife uses the same account on her laptop and her iPad, she calls her cousin in Arizona and talks for an hour or more from her laptop, no charge.
If you have a good camera microphone on your PC the quality it really great.
I use a Microsoft Lifecam, it picks up the sound clearly even if you are some distance from the microphone.
http://www.amazon.com/Microsoft-Lif...e=UTF8&qid=1400076823&sr=1-6&keywords=lifecam Sound coming in through my PC speakers is very clear.
I've been paying that way for more years than I can remember and they've never increased the fee (so far).
I don't know why they don't show this option up front but it's always been hidden in the payment options someplace.
Mike