Safety of YouTube? It's relative. Not to want to indicate anything, or blame or accuse, but it's kind of finding a virgin in the Red Lights District of Amsterdam. Unlikely?
I'd say there's nothing to worry about, in true life, if you have your security programs in order. Trojan.Banker is not about your bank account,
http://www.ehow.com/how_5919853_remove-trojan-banker.html, although it can be serious. Reminds me of our discussion about XP safety - what will the safety of XP be when there are no security updates coming?
You should not have same usernames / your real name in use all over, AND you would do wisely if using
http://www.iobit.com/passwordgenerator.php or other cryptic password creator - I usually have it make 15 characters. Any password created by such a program is safer than any you create on your own. It could be like, 64 characters,
Kfbxxssoojjjffaaa[[???;
))%%!!!??55533111998866644333DDZZZUUQQQ
or regenerated
7532220088877OOJJJFFAAAWWSSSNNJJeaavvvllnnniieeezz<<<//===(($$}}
Not impossible to crack, as Pentagon wasn't, but surely more difficult than having your familiar ones used.
Best of all, Seeker.
I mean it!