I did some more digging and am inching my way forward. To start, poledit will work if I'm logged on as administrator. Group Policy will work for just one user if you run the User settings while logged in as that user.
I'm still working on a few more problems, though. I've disabled just about everthing I can think of and find, BUT when you click on the Start menu, it still shows programs they can select. I don't want ANYTHING to be visible there when they press the start menu. Any ideas for that?
Also, I'm trying to put start-up items in my locked down user when I'm logged in as Administrator and I keep getting "Access Denied" errors when I try to navigate to some folders. If I'm administrator, why would there be any "Access Denied"...