Okay, I found the solution on another forum, but since this forum came up in the search, I decided to post it here as well...
Yes, I had everything working, and finally got the best working driver from Creative. I am running a Creative Sound Blaster Audigy on this machine, and always heard a crackling or distortion during audio playback... That's when I found this solution...
1. Downloand this latency checker software here: Link Removed due to 404 Error
Then just run it... It will show you how much feedback devices on your system give off...
2. Open Device Manager through your Control Panel, and disable different devices... (Generic USB Hub was my issue).
My latency checker was all RED when I turned it on, and I tried the NIC card driver, which I can't really do without, but it didn't do much... Then, after almost giving up I noticed it said to try USB controllers... So, I tried the Generic USB Hub that I have connected to a USB PCI card in the back, and the second I disabled it, my latency went in the GREEN... Then, upon further testing of my sound, the crackling was nothing more than a slight tick here and there... I'm going to continue trying to pinpoint other devices to get it all the way to almost nothing, but I am one happy person after doing this, and hopefully you will be too...
-JeDi