Well I'm back into my account here is what I did...
I ran the find and fix a problem in the system and security. It said super fetch was not enabled. I found out how to enabled it and did.
Then I went to create a dummy account and couldn't figure out how to, so I took the password off my admin account and logged off, restarted and logged me straight in...
I'm not sure if the problem is patched, but at least I can use skype and everything else seems to run fine.
I reset password, and I ran find and fix again and all seems to be fine...
Could Superfetch have been the problem?