Good question bochane. I would have checked but I was not able to run Windows Update, that was one of the things that would not load.
Anyway I just found a very big clue. This is weird. I created a local admin profile and everything worked fine. I moved my things over to it and deleted my old profile, looked great. Except that certain applications were now entirely gone, such as Spotify and Google Chrome. Anyhow I added my microsoft account to my new local profile, and BOOM the same problem returned!
Had to create another local admin profile, move my docs and things over to it, completely remove my profile that was tied to my microsoft account, and reinstall google chrome. I believe that so long as I do not log in with my Microsoft account it will work fine.
Very strange. Any insights? Thoughts?